Donn and Janet Ehrich
Ages: Donn, 61; Janet, 70.
Family situation: Married for 23 years.
Occupation: Donn, sheet-metal worker with Goodyear; Janet, retired elementary school teacher at St. Augustine School in Barberton.
Hometown: Norton.
Annual gross income 2013: $86,000 (estimate since Donn was off for some time for health reasons).
Annual gross income 2008: $82,000.
Total debt 2013: $38,000 ($21,000 home-equity loan; two new cars, $5,000 and $12,000).
Total debt 2008: $36,200 ($31,000 home-equity; one car $5,200).
Total in savings 2013 (not including retirement): $29,000.
Total in savings 2008 (not including retirement): $27,600.